Amazon, American Express, Chase, Discover, Citi
Please note, gift cards are often technically excluded from these deals but usually works to trigger the offers anyway. YMMV
To learn more about Credit Cards: when, how and where to apply,
I strongly recommend
I love credit cards so much! v5.0 – 2022
OFFERS
Amazon: THREE – YMMV
- Make Discover Your Default Payment Method & Get $10 Off $10.01 with Promo Code 2022DISCOVER
- Amazon Discount for Discover Cardholders: $10 Off $50
- Targeted via Email
- Go to Promotion Page
- This is a limited-time offer. The promotion will end on the earlier of (a) 11:59 PM PT on 09/30/2022, or (b) the time at which offers worth $140,000 have been redeemed. The promotion button will expire concurrently. DDG
Amazon DP:
- Amazon Prime New or Renew Membership Can Now Be Paid With Gift Card Balance
- List of Gift Cards sold on Amazon: Link
- How to Use an Amazon Gift Card with a Shop-with-Points Order – Link
- Amazon Promo Credits Can Be Redeemed On Gift Cards
- Complete Guide To Saving Money On Amazon: Save 8% – 27%+ Link
- Amazon/Kohl’s: Returns At Kohl’s Now Available At All Locations.
- Check your receipts, Kohl’s is offering $5 Kohl’s cash on receipts when making Amazon returns. Link
- Amazon Will Allow Venmo Payments Beginning In 2022 Doctor of Credit
Activate, Offers & Suggestions
July 1st – September 30, 2022
by Doctor of Credit
Anthropologie Amex Offer: Get 20% Back On Up To $125 Spend
bareMinerals Amex Offer: Spend $75 & Get $15 Back
Buy Digital Or Physical Gift Card
California Pizza Kitchen Amex Offers:
- Spend $50+ in a single purchase at California Pizza Kitchen & get $15 back with a targeted Amex Offer, or
- Spend $50+ in a single purchase at California Pizza Kitchen & get $10 back with a targeted Amex Offer.
- Buy gift card in-restaurant to lock in the 30% discount.
- Expires 9/30/22. GCG
Chico’s Amex Offer: Spend $125 & Get $25 Back
Buy Physical Gift Card Online Or In-Store
Chili’s Amex Offer: Spend $40 & Get $10 Back
Buy Gift Card In-Restaurant
Dell Amex Offer: Spend $599 & Get $120 Back
Buy Xbox Gift Cards
Delta Airlines AmEx Offers:
- Spend $200 & Get $75 statement credit.
- Spend $350 & Get $100 statement credit.
- Expires 9/30/22.
- Note, if buying gift cards this will no longer track, you will be routed to Cashstar. DOC
delta.com Amex Offer: Get 6,000 additional Membership Rewards points one-time by using your enrolled Card to make a single purchase of $300 or more online
DoubleTree by Hilton Amex Offer: Spend $225 & Receive $45 Statement Credit
- Get a one-time $45 statement credit by using your enrolled eligible Card to spend a minimum of $225 in one or more purchases on room rate and room charges when you pay for your stay with DoubleTree by Hilton from 6/27/2022 to 9/30/2022
- Offer valid only at DoubleTree by Hilton™ properties in the US & US Territories.
- Reservations must be made online at doubletree.com, via the Hilton Honors App or by calling 1-800-445-8667.
- Excludes gift card purchases. DOC
HappyCards.com Amex Offer: Spend $100 & Get $15/1,500 Points
- Offer valid online at HappyCards.com US website only.
- Excludes authorized retailers, purchases shipped outside of the US, gift cards purchased in bulk and other Blackhawk Network brands.
- Expires 12/31/22. Post #10112
@bbsearchlight
Insurance Payment AmEx Offer: Get 5%-10% Back On Insurance Payments
No direct link. Targeted Offer
JetBlue AmEx Offers: Spend $200 or more, Get $80 back statement credit
Kenneth Cole Amex Offer: Spend $75 & Get $20 Back
Buy Physical Gift Card
Levi’s Amex Offer: Spend $150+ in one or more transactions & Get $30 back
Buy Digital Or Physical Gift Cards
Macy’s Amex Offer:
Buy Digital Or Physical Gift Card
- Spend $100 in one or more transactions at Macy’s & get $10 back with a targeted Amex Offer.
- Spend $60 in one or more transactions at Macy’s & get $10 back with a targeted Amex Offer.
- Expires 9/30/22. GCG
Marriott Amex Offers: Buy Gift Card At Front Desk
- Spend $300 & Get $60 Back
- Save 20% On Up To $250 Spend
- To learn more go to GCG
Shake Shack Amex Offer: Spend $15 & Get $5.00 back
Soma Amex Offers:
Buy Physical Gift Card online or in-store
- Spend $80 in one or more transactions at Soma & get $20 back with an Amex Offer, or
- Spend $80 in one or more transactions at Soma & get 2,000 Membership Rewards with an Amex Offer.
- Expires 9/19/22. GCG
Tommy John Amex Offer: Spend $60 & Get $15 Back
Buy Digital Or Physical Gift Card
Under Armour Amex Offer: Spend $50 & Get $10 Back
Buy Gift Card Online Or In-Store
Wegmans Amex Offer: Spend $75 & Get $10 Back
Buy Gift Card In-Store
White House Black Market Amex Offer: Spend $150 & Get $25 Back
Buy Physical Gift Card online or in-store to lock in the 16.67% discount.
Amex DP:
Quarterly Cashback & Offers
Bank of America Cash Rewards
The Cash Rewards card from Bank of America offers 3% back on one selected category, up to $2,500 per quarter. If you don’t select anything it defaults to gas. Once you selected a category for one quarter, that remains your category in the future unless you change it. Each calendar month you can change it if you’d like, but you’re always limited to $2,500 for the entire quarter.
2022 Important note: Bank of America Cash Rewards card also offers 2% back at grocery stores and wholesale clubs up to $2,500 per quarter, and that $2,500 limit combines with the Category Selection limit. After spending $2,500, you’ll earn 1% back on everything. DoC
- Gas (default)
- Online Shopping
- Dining
- Travel
- Drug Stores
- Home Improvement/Furnishings
Disney BOA Offer: Get 10% Back On Up To $40 Spend
Quarterly Cashback & Offers
Chase Freedom Q3 2022 Categories: Gas, Car Rental, Entertainment
Activation Link / FAQ / Sample Stores & Exclusions / DoC original post
Chase Freedom Q4 2022 Categories: PayPal & Walmart
- PayPal
- Walmart
- There aren’t typically ways of getting Walmart bonused so this is also a nice category.
These categories will go live for activation tomorrow (9/15/22) at this link. Today is also the final day to activate the categories for Q3 2022. Doctor of Credit
Chase Credit Card Spend Bonuses Q3 2022: 5x Grocery, Gas, Home Improvement
3Q. Sign up Bonus for Disney Visa: 5% Grocery, Gas, Home Improvement
Chase Offers
Best Buy Chase Offer: Get 10% Back On Up To $250 Spend
Maximum $25 back.
Payment must be made directly with the merchant.
The Children’s Place Chase Offer: Earn 10% back on all of your purchases from The Children’s Place, until an $8.50 back maximum is reached.
Circle K Chase Offer: Get 10% Back On Up To $30 Spend
Cumberland Farms Chase Offer: Get 10% Back On Up To $100 Spend
- Maximum $10 back. Offer valid one time only.
- Works on gift cards.
- Expires 9/30/22. GCG
CVS Chase Offer: Get 10% Back On Up To $40 Spend
GIANT Food Stores Chase Offer: Save 10% up to $10
Holiday Inn Chase Offer: Save 15%, Up to $64.50 Back
- Offer valid one time only
- Offer only valid at domestic Holiday Inn properties
- Offer not valid at Holiday Inn Express
- Expires 9/21/22. DOC
McDonald’s Chase Offer: Get 10% Back On Up To $20 Of Spend
Buy Gift Card In-Restaurant
Office Depot/OfficeMax Chase Offer: Get 10% Back On Up To $80 Spend
Old Navy Chase Offer: Get 10% Back On Up To $80 Spend
Buy Physical Gift Cards Online & In-Store
Quill Chase Offer: Get 20% Back On Up To $250 Spend
Buy Visa Gift Card – Business account & CC
Rite Aid Chase Offer: Various Offers
Get 5%-10%, Max $3-$6
Shake Shack Chase Offer: Earn 10% back on your Shake Shack purchase, with a $3.00 back maximum.
Expires 10/03/22
ShopDisney Chase Offer: Get 10% Back On Up To $50 Spend
ShopDisney Chase Rewards Offer: Get 20% off Select Purchases of $50+ with promo code: SPOOKYDVCC
- Plus, free shipping on purchases of $75+
- Must use Disney Visa at checkout.
- Lots of exclusions including gift cards.
- Expires 10/09/22
- Cashback Monitor
Staples Chase Offer: Various Offers
Get 10%/20% back, max $10
Starbucks Chase Offer: Get 10% Back On Up To $30 Of Spend
Chase Ultimate Rewards: 10% Discount on Many Gift Card Redemptions
- Much better to use the Pay Yourself Back feature instead or transfer to a travel partner, but this discount might be useful to some. This seems to be a recurring deal with different gift cards. Doctor of Credit
Chase DP:
Quarterly Cashback & Offers
Citi Dividend earns 5% cash back on a cumulative total of $6,000 in spend per year rather than on $1,500 spend per quarter. The Citi Dividend is no longer available for signups. Unfortunately, as of September 2019 Citi has also removed the ability to product change to the Dividend, however old accounts have not been closed by the bank.
Citi Dividend Q2 2022 5% Categories: Grocery Stores & Drugstores
Landing Page | DoC Original Post
Citi Dividend Q3 2022 5% Categories: Add Me
Landing Page
Best Buy Citi Offer: Get 10% Back, Maximum $50 back.
Citi Spending Bonuses: Earn 4-5x On Selected Categories
Includes: Clothing Stores, Office Supply Stores, Consumer Electronic Stores and Department Stores
Citi Sears Spend Offers: Up To 20x
Targeted via email, subject line unknown.
- 10X Bonus ThankYou Points (up to a maximum total of 15,000 Bonus ThankYou Points each month for this offer) on total eligible gas station, grocery store and restaurant purchases of $1,000 or more made each month using your Sears Mastercard from 7/1/2022 (or the date you activate this offer, whichever is later) through 9/30/2022
- To learn more go to DOC
Citi DP:
- Citi: Citi has a platform called ‘Citi Merchants Offers‘, a card linked rewards program similar to AmEx offers. Not everyone received offers but now it’s showing for most/all cardholders, so check your account. DOC
- Citi ThankYou Points Can Now Be Used Towards Minimum Payment Obligations Link
- Citi ThankYou Points Can Be Redeemed For A Gas Discount At Shell, BP, and Amoco stations (Less Than 1¢ Per Point) Link
Quarterly Cashback & Offers
Discover Q3 2022 5% Categories: Restaurants & Paypal
Activation Link / DoC Original Post
Discover Q4 2022 5% Categories: Amazon.com and Digital Wallets
Activation Link is live!
Discover DP:
- Discover Cashback Bonus: Gift Card Redemptions Updated – Now Available From $5-$200 Link
- Discover Adds Ability To Redeem Points For Gas & Restaurant Purchases (Useless Addition) Link
Point Debit Card & App:
[RIP] Point Rewards Debit Card – Earn 5x/3x/1x
Update 7/25/22: The PointCard Neon program is ending by 9/23/22. DOC
Quarterly Cashback & Offers
US Bank Cash+/Elan – Select your Categories
Activation link | Merchant List | DoC Original Post
U.S. Bank Cash+ and Elan Max offer 5% cash back in two categories, up to $2,000 combined total per quarter. Keep in mind that Car Rentals was recently replaced with TV, Internet, and Streaming Services.
Here are the current options:
- TV, Internet, and Streaming Services
- Home utilities
- Select clothing stores
- Cell phone providers
- Electronic Stores
- Gyms/Fitness
- Fast food
- Ground Transportation
- Sporting goods
- Department Stores
- Furniture Stores
- Movie theaters
Tip: Login here, then scroll down and click on the red “View Your Cash+ History” button.
U.S. Bank Cards: Earn $10 When You Spend $50 On Restaurants or Food Delivery
Targeted
Check your online account & U.S. Bank mobile app
ShopDisney US Bank Offer: Get 10% Back On Up To $50 Spend
Expires 9/25/22.
Firehouse Subs US Bank Offer: Get 10% Back On Up To $30 Spend
Expires 9/25/22.
TownPlace Suites by Marriot US Bank Offer: Get 15% Back On Up To $88.50
Expires 9/19/22.
U.S. Bank DP:
- U.S. Bank Adds Cashback Offers Section for Debit/Credit Cards
Other Credit Card Offers
Wells Fargo Cardholders: Earn up to 20% back on Cell Phone Bill (Up to $30)
How to Freeze Your Credit
A credit freeze keeps the sensitive data in your credit files from being accessed without your specific consent. That can protect you from fraudulent credit applications, even if a criminal has key information such as your birthdate and Social Security number. by NerdWallet